NYSE: CB · Property & Casualty Insurance

Chubb (CB) fair value and price range

As of 26 Sep 2026, Faircurve's model values Chubb (CB) at $302.23 a share. The stock last closed at $330.89, which puts the model's fair value 8.7% below the price. The model grades the evidence behind this valuation as low, so no verdict is shown. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It does not say how likely the fair value is to be right.

Revalued . Price is the close of 2 Oct 2026. Chubb Limited.

Model fair value$302.23midpoint of 2,000 simulations
Last close$330.89NYSE: CB
Gap to fair value-8.7%fair value against price
Model verdictLow evidence gradeevidence grade: Low

Faircurve Insights · 26 Sep 2026

Chubb Limited, headquartered in Zurich, Switzerland, is a global insurer and reinsurer, offering a broad spectrum of products across various markets.

On 26 Sep 2026, Faircurve's model found a fair value of $302.23 a share, the midpoint of 2,000 simulations. The previous run on 19 Sep 2026 gave $313.81, so the fair value moved -3.7%. The model's calibrated range over 63 trading days is $253.56 to $368.51, built from the fair value since there is no live options data for the stock, and calibrated weekly against realised prices (4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon. The model grades the evidence behind this valuation as low.

The model compares Chubb Limited with The Travelers Companies, Inc., W. R. Berkley Corporation, Assurant, Inc., and American Financial Group, Inc. The stock moved around its last 8 earnings reports, measured from the close before each report to the close after it, by a median size of 1.8%.

Written from the figures on this page for the 26 Sep 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.

What price range does the model give CB?

The calibrated range for CB over 63 trading days is $253.56 to $368.51. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.

The model's own simulated range, from the 20th to the 80th percentile of its runs, is $264.03 to $342.50. In 26% of the simulations the fair value came out above the price the model ran on.

$221.35$415.52
Spread of the 2,000 simulated fair values. Solid line: the midpoint, $302.23. Dashed line: the last close, $330.89.

How does CB compare with similar companies?

The companies in property & casualty insurance closest to Chubb in market value, each on the same model and the same date.

CompanyLast closeModel fair valueGapModel verdict
PGR The Progressive Corporation$210.31$216.15+2.8%Low evidence grade
TRV The Travelers Companies, Inc.$360.38$427.40+18.6%Undervalued
ALL The Allstate Corporation$223.74$392.91+75.6%Gap wider than 60%
CINF Cincinnati Financial Corporation$161.95$159.06-1.8%Low evidence grade
WRB W. R. Berkley Corporation$68.98$59.43-13.8%Fairly valued
L Loews Corporation$106.03$96.99-8.5%Low evidence grade
AIZ Assurant, Inc.$267.32$202.11-24.4%Overvalued
AFG American Financial Group, Inc.$139.10$146.99+5.7%Fairly valued

All property & casualty insurance stocks ranked by gap to fair value

When does CB report earnings, and how has the stock reacted?

Chubb's next earnings report is scheduled for 27 Oct 2026. Companies can move their dates.

Options prices on 2 Oct 2026 imply a move of about 2.5% in either direction through the nearest expiry, about 13 days out. That is the size the market is pricing, not a direction.

How CB moved around its last 8 earnings reports

Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 1.8%.

Report dateTwo session move
21 Jul 2026-2.6%
21 Apr 2026-1.4%
3 Feb 2026+5.8%
21 Oct 2025+3.1%
22 Jul 2025-1.4%
22 Apr 2025+1.5%
28 Jan 2025-0.2%
29 Oct 2024-2.2%

Chubb at a glance

Chubb Limited, headquartered in Zurich, Switzerland, is a global insurer and reinsurer, offering a broad spectrum of products across various markets.

Market value
$128.6B
Sector
Financial Services
Industry
Property & Casualty Insurance
Consensus revenue growth, next fiscal year
-0.6%
Analysts with estimates
16
Beta to the US market
-0.18
First valued by Faircurve
4 Jul 2026

How the fair value is worked out: the model prices Chubb on the share price against the net assets on the balance sheet, adjusted for the earnings analysts expect (price to book value), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.

What changed in the latest valuation?

On 19 Sep 2026 the model's fair value for CB was $313.81. As of 26 Sep 2026 it is $302.23, a change of -3.7%. The model revalues every stock it covers each week, and again after an earnings report.

Questions about Chubb's valuation

Is Chubb stock undervalued or overvalued?

Faircurve's model puts CB's fair value at $302.23 a share against a last close of $330.89, as of 26 Sep 2026. The model grades the evidence behind this valuation as low, so no verdict is shown. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It does not say how likely the fair value is to be right.

What is CB's fair value?

$302.23 a share as of 26 Sep 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $264.03 to $342.50.

What price range does the model give CB?

$253.56 to $368.51 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.

When does Chubb report earnings next?

The next report is scheduled for 27 Oct 2026. Companies can move their dates.

How much has CB moved on past earnings reports?

Across its last 8 reports the median two session move was 1.8%, ignoring direction. The largest was +5.8% around the report of 3 Feb 2026.

How confident is the model in this valuation?

The model's evidence grade for CB is low. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It is not a probability that the fair value is right, or that the price reaches it.

Keep reading