NASDAQ: HWC · Regional Banks
Hancock Whitney (HWC) fair value: undervalued or overvalued?
As of 26 Sep 2026, Faircurve's model values Hancock Whitney (HWC) at $64.19 a share. The stock last closed at $73.09, which puts the model's fair value 12.2% below the price. On the model's bands that reads as Fairly valued.
Revalued . Price is the close of 2 Oct 2026. Hancock Whitney Corporation.
Faircurve Insights · 26 Sep 2026
Hancock Whitney Corporation, founded in 1899 and headquartered in Gulfport, Mississippi, functions as the financial holding company for Hancock Whitney Bank. The company operates in Financial Services, specifically Regional Banks.
Faircurve's model on 26 Sep 2026 found a fair value of $64.19 a share, the midpoint of 2,000 simulations. The previous run on 19 Sep 2026 gave $63.33, so the fair value moved +1.4%. The calibrated range over 63 trading days is $53.85 to $78.27, built from the fair value, and ranges built this way held the price 60% of the time at this horizon. The model's evidence grade is High.
The business scores on quality against comparable companies including Home Bancshares, Inc. (HOMB), Glacier Bancorp, Inc. (GBCI), F.N.B. Corporation (FNB), United Bankshares, Inc. (UBSI), Associated Banc-Corp (ASB), Ameris Bancorp (ABCB), and Atlantic Union Bankshares Corporation (AUB). The stock's moves around its last 8 earnings reports show a median size of 1.3%, ignoring direction, with a +12.3% move on 15 Apr 2025.
Written from the figures on this page for the 26 Sep 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.
What price range does the model give HWC?
The calibrated range for HWC over 63 trading days is $53.85 to $78.27. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.
The model's own simulated range, from the 20th to the 80th percentile of its runs, is $51.89 to $78.15. In 28% of the simulations the fair value came out above the price the model ran on.
How does HWC compare with similar companies?
The companies in regional banks closest to Hancock Whitney in market value, each on the same model and the same date.
| Company | Last close | Model fair value | Gap | Model verdict |
|---|---|---|---|---|
| HOMB Home Bancshares, Inc. | $28.67 | $23.72 | -17.3% | Overvalued |
| GBCI Glacier Bancorp, Inc. | $43.91 | $27.82 | -36.6% | Overvalued |
| FNB F.N.B. Corporation | $17.45 | $16.07 | -7.9% | Fairly valued |
| UBSI United Bankshares, Inc. | $47.04 | $34.03 | -27.7% | Overvalued |
| ASB Associated Banc-Corp | $29.00 | $29.45 | +1.6% | Fairly valued |
| ABCB Ameris Bancorp | $81.44 | $64.32 | -21.0% | Overvalued |
| AUB Atlantic Union Bankshares Corporation | $38.82 | $33.98 | -12.5% | Fairly valued |
| FLG Flagstar Financial, Inc. | $11.70 | $5.92 | -49.4% | Low evidence grade |
When does HWC report earnings, and how has the stock reacted?
Hancock Whitney's next earnings report is scheduled for 13 Oct 2026. Companies can move their dates.
Options prices on 1 Oct 2026 imply a move of about 9.9% in either direction through the nearest expiry, about 49 days out, a window that includes the report. That is the size the market is pricing, not a direction.
How HWC moved around its last 8 earnings reports
Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 1.3%.
| Report date | Two session move |
|---|---|
| 21 Jul 2026 | -1.2% |
| 21 Apr 2026 | -2.9% |
| 20 Jan 2026 | +1.3% |
| 14 Oct 2025 | -2.9% |
| 15 Jul 2025 | -1.3% |
| 15 Apr 2025 | +12.3% |
| 21 Jan 2025 | +1.0% |
| 15 Oct 2024 | +0.5% |
Hancock Whitney at a glance
Hancock Whitney Corporation, founded in 1899 and headquartered in Gulfport, Mississippi, functions as the financial holding company for Hancock Whitney Bank.
- Market value
- $6.0B
- Sector
- Financial Services
- Industry
- Regional Banks
- Consensus revenue growth, next fiscal year
- -19.4%
- Analysts with estimates
- 6
- Beta to the US market
- 0.66
- First valued by Faircurve
- 11 Jul 2026
How the fair value is worked out: the model prices Hancock Whitney on the share price against the net assets on the balance sheet, adjusted for the earnings analysts expect (price to book value), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.
What changed in the latest valuation?
On 19 Sep 2026 the model's fair value for HWC was $63.33. As of 26 Sep 2026 it is $64.19, a change of +1.4%. The model revalues every stock it covers each week, and again after an earnings report.
Questions about Hancock Whitney's valuation
Is Hancock Whitney stock undervalued or overvalued?
On Faircurve's model, HWC reads as Fairly valued as of 26 Sep 2026. The model's fair value is $64.19 a share against a last close of $73.09, a gap of -12.2%.
What is HWC's fair value?
$64.19 a share as of 26 Sep 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $51.89 to $78.15.
What price range does the model give HWC?
$53.85 to $78.27 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.
When does Hancock Whitney report earnings next?
The next report is scheduled for 13 Oct 2026. Companies can move their dates.
How much has HWC moved on past earnings reports?
Across its last 8 reports the median two session move was 1.3%, ignoring direction. The largest was +12.3% around the report of 15 Apr 2025.
How confident is the model in this valuation?
The model's evidence grade for HWC is high. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It is not a probability that the fair value is right, or that the price reaches it.