ETF fact sheet · KRE · Regional banks
State Street SPDR S&P Regional Banking ETF
The model values 83 of KRE's 167 holdings. At the median their price sits 4.8% above its fair value, and 35% of them are priced below it.
Among the holdings the model backs with medium or high evidence, the cheapest by its reckoning is Bank OZK (OZK), priced 50.8% below fair value, and the priciest is Glacier Bancorp (GBCI), priced 40.5% above fair value. That is the model's opinion, not advice.
The fund through Faircurve's model, from its run of 24 Oct 2026; closes to 27 Oct 2026.
Last close$72.58-0.21% on the day
This year+11.99%+3.23% against the S&P 500 over a month
Beta0.28moves about 0.3 times as much as the market
Price vs fair value4.8% abovethe median of 83 holdings the model values; 35% priced below
KRE through the model
| Holding | Weight | 1D | Price vs fair value | Evidence |
|---|---|---|---|---|
| UCB United Community Banks | 1.2% | -1.00% | 25.5% above | high |
| UBSI United Bankshares | 1.2% | -0.82% | 27.9% above | high |
| EWBC East West Bancorp | 1.2% | -0.27% | 0.3% below | high |
| ONB OLD National Bancorp | 1.1% | -0.32% | 2.4% above | high |
| HWC Hancock Whitney | 1.1% | -0.66% | 9.1% above | high |
| FBP First Bancorp | 1.1% | -1.90% | 2.1% below | high |
| FHB First Hawaiian | 1.1% | -0.28% | 0.5% below | high |
| HOMB Home Bancshares | 1.1% | -0.20% | 16.3% above | high |
| EBC Eastern Bankshares | 1.1% | not covered | ||
| WSFS Wsfs Financial | 1.1% | -0.90% | 13.5% above | high |
| BPOP Popular | 1.1% | not covered | ||
| SSB Southstate Bank | 1.1% | +0.27% | 17.3% above | high |
| GBCI Glacier Bancorp | 1.1% | +0.12% | 40.5% above | high |
| WTFC Wintrust Financial | 1.1% | -0.25% | 4.1% below | high |
| COLB Columbia Banking System | 1.1% | -0.06% | 5.6% above | high |
| FNB FNB | 1.1% | -0.49% | 2.1% above | high |
| FULT Fulton Financial | 1.1% | -0.68% | 0.2% below | high |
| AUB Atlantic Union Bankshares | 1.1% | -0.81% | withheld | |
| FIBK First Interstate Bancsystem | 1.1% | +0.40% | 4.2% above | high |
| NIC Nicolet Bankshares | 1.1% | not covered | ||
| CFR Cullen Frost Bankers | 1.1% | -0.63% | 15.2% above | high |
| AX Axos Financial | 1.1% | +0.58% | 32.7% below | high |
| ASB Associated Bancorp | 1.1% | -0.07% | 7.1% below | high |
| PNFP Pinnacle Financial Partners | 1.1% | -0.58% | 5.2% above | high |
| ABCB Ameris Bancorp | 1.1% | -0.16% | 19.8% above | high |
| CBSH Commerce Bancshares | 1.1% | -0.84% | 8.6% above | high |
| PB Prosperity Bancshares | 1.1% | -0.14% | 32.1% above | low |
| CVBF CVB Financial | 1.1% | -0.44% | 24.7% above | high |
| ZION Zions Bancorporation | 1.1% | -0.38% | 35.5% below | high |
| OZK Bank OZK | 1.1% | +0.81% | 50.8% below | high |
| WAL Western Alliance | 1.1% | +1.27% | 34.2% below | high |
| TFC Truist Financial | 1.1% | -0.77% | 18.9% above | high |
| BANC Banc OF California | 1.1% | +1.39% | 32.6% below | low |
| UMBF UMB Financial | 1.1% | -0.34% | 2.5% above | high |
| BOKF BOK Financial | 1.1% | not covered | ||
| WSBC Wesbanco | 1.1% | not covered | ||
| FHN First Horizon | 1.1% | -0.34% | 7.4% above | high |
| VLY Valley National | 1.1% | +0.85% | 3.1% above | high |
| BKU Bankunited | 1.1% | +0.67% | 9.0% below | high |
| HBAN Huntington Bancshares | 1.1% | -0.13% | 17.4% above | high |
| SBCF Seacoast Banking OF Florida | 1.1% | +0.21% | 38.9% above | low |
| TCBI Texas Capital Bancshares | 1.1% | at fair value | high | |
| RF Regions Financial | 1.1% | -0.38% | 2.8% above | high |
| CFG Citizens Financial Group | 1.1% | -0.09% | 21.3% above | high |
| FFBC First Financial Bancorp | 1.1% | -0.40% | 0.8% above | high |
| MTB M&T Bank | 1.1% | -0.22% | 9.0% above | high |
| SFNC Simmons First National Corp Class | 1.0% | -0.04% | 21.1% above | high |
| RNST Renasant | 1.0% | -0.37% | 14.9% above | high |
| CATY Cathay General Bancorp | 1.0% | -0.05% | 9.0% below | high |
| INDB Independent Bank | 1.0% | -0.54% | 9.6% above | high |
| FLG Flagstar Bank National Association | 1.0% | -0.78% | 2.9% above | low |
| BOH Bank OF Hawaii | 0.9% | -0.71% | 4.9% below | high |
| FFIN First Financial Bankshares | 0.9% | +0.67% | 20.0% above | high |
| TBBK Bancorp | 0.9% | +0.41% | 31.8% below | high |
| BUSE First Busey | 0.9% | not covered | ||
| CLBK Columbia Financial | 0.8% | not covered | ||
| CBC Central Bancompany | 0.8% | not covered | ||
| IBOC International Bancshares | 0.8% | 32.5% below | high | |
| CUBI Customers Bancorp | 0.8% | +0.70% | 29.4% below | high |
| PFS Provident Financial Services | 0.8% | +0.04% | 7.3% below | high |
| SFBS Servisfirst Bancshares | 0.8% | -1.00% | 2.5% above | high |
| BBT Beacon Financial | 0.8% | -0.49% | 1.9% below | high |
| TOWN Towne Bank | 0.7% | not covered | ||
| BANR Banner | 0.7% | -1.65% | 3.2% below | high |
| FBK FB Financial | 0.7% | -0.37% | 6.1% above | high |
| NBTB NBT Bancorp | 0.6% | -0.45% | 17.0% above | high |
| CASH Pathward Financial | 0.6% | -2.51% | 30.9% below | high |
| WAFD Wafd | 0.6% | -0.34% | 46.3% below | high |
| PRK Park National | 0.6% | -0.73% | 21.7% above | high |
| OCFC Oceanfirst Financial | 0.6% | not covered | ||
| TRMK Trustmark | 0.6% | -0.22% | 5.1% above | high |
| BANF Bancfirst | 0.6% | -0.39% | not covered | |
| CHCO City Holding | 0.6% | -0.80% | 23.2% above | high |
| FRME First Merchants | 0.6% | not covered | ||
| NBHC National Bank Holdings Corp Class | 0.6% | -0.18% | 23.6% above | high |
| CBU Community Financial System | 0.6% | +0.08% | 32.8% above | high |
| ESQ Esquire Financial Holdings I | 0.5% | not covered | ||
| NWBI Northwest Bancshares | 0.5% | -1.67% | 8.7% above | high |
| OFG OFG Bancorp | 0.5% | -1.07% | 30.4% below | high |
| TFIN Triumph Financial | 0.5% | +1.04% | 71.3% above | low |
| FCF First Commonwealth Financial | 0.5% | -0.90% | 4.8% above | high |
| NBN Northeast Bank | 0.5% | not covered | ||
| CNOB Connectone Bancorp | 0.5% | not covered | ||
| TFSL TFS Financial | 0.5% | not covered | ||
| HOPE Hope Bancorp | 0.5% | +0.07% | 9.0% above | high |
| EFSC Enterprise Financial Service | 0.5% | not covered | ||
| SYBT Stock Yards Bancorp | 0.5% | not covered | ||
| BFC Bank First | 0.5% | not covered | ||
| FBNC First Bancorp | 0.5% | -1.46% | 28.8% above | high |
| TCBK Trico Bancshares | 0.4% | not covered | ||
| STBA S AND T Bancorp | 0.4% | -0.84% | 5.3% above | high |
| DCOM Dime Community Bancshares | 0.4% | -0.96% | 4.5% above | high |
| HBNC Horizon Bancorp INC/IN | 0.4% | not covered | ||
| QCRH QCR Holdings | 0.4% | not covered | ||
| MCB Metropolitan Bank | 0.4% | not covered | ||
| SRCE 1ST Source | 0.4% | not covered | ||
| LKFN Lakeland Financial | 0.4% | -0.74% | 2.5% below | high |
| PFBC Preferred Bank | 0.4% | +0.18% | 32.4% below | high |
| CARE Carter Bankshares | 0.4% | not covered | ||
| BY Byline Bancorp | 0.4% | not covered | ||
| BHRB Burke + Herbert Financial SE | 0.4% | not covered | ||
| TMP Tompkins Financial | 0.3% | -0.27% | 17.2% below | high |
| OSBC OLD Second Bancorp | 0.3% | not covered | ||
| WABC Westamerica Bancorporation | 0.3% | -0.53% | 4.8% above | high |
| HTH Hilltop Holdings | 0.3% | +0.25% | 9.2% above | high |
| HIFS Hingham Institution FOR Svgs | 0.3% | not covered | ||
| UVSP Univest Financial | 0.3% | not covered | ||
| AMTB Amerant Bancorp | 0.3% | not covered | ||
| PEBO Peoples Bancorp | 0.3% | not covered | ||
| RBCAA Republic Bancorp | 0.3% | not covered | ||
| LOB Live OAK Bancshares | 0.3% | not covered | ||
| FSUN Firstsun Capital Bancorp | 0.3% | not covered | ||
| HFWA Heritage Financial | 0.3% | 0.00% | 26.3% above | high |
| CWBC Community West Bancshares | 0.3% | not covered | ||
| RRBI RED River Bancshares | 0.3% | not covered | ||
| OBK Origin Bancorp | 0.3% | not covered | ||
| CCB Coastal Financial Corp/WA | 0.3% | not covered | ||
| PGC Peapack Gladstone Finl | 0.3% | not covered | ||
| CTBI Community Trust Bancorp | 0.3% | not covered | ||
| EGBN Eagle Bancorp | 0.3% | -0.42% | 27.2% above | high |
| THFF First Financial | 0.3% | not covered | ||
| SMBC Southern Missouri Bancorp | 0.3% | not covered | ||
| SFST Southern First Bancshares | 0.3% | not covered | ||
| AMAL Amalgamated Financial | 0.3% | not covered | ||
| BFST Business First Bancshares | 0.3% | not covered | ||
| MBWM Mercantile Bank | 0.3% | not covered | ||
| TRST Trustco Bank | 0.3% | +0.20% | 19.1% above | low |
| MCHB Mechanics Bancorp A | 0.3% | not covered | ||
| GSBC Great Southern Bancorp | 0.3% | not covered | ||
| HTB Hometrust Bancshares | 0.2% | not covered | ||
| IBCP Independent Bank Corp Mich | 0.2% | not covered | ||
| FMBH First MID Bancshares | 0.2% | not covered | ||
| HAFC Hanmi Financial | 0.2% | +0.75% | 15.1% below | high |
| FSBC Five Star Bancorp | 0.2% | not covered | ||
| FMNB Farmers Natl Banc | 0.2% | not covered | ||
| FISI Financial Institutions | 0.2% | not covered | ||
| CFFN Capitol Federal Financial | 0.2% | +1.18% | 1.9% above | high |
| NBBK NB Bancorp | 0.2% | not covered | ||
| CPF Central Pacific Financial | 0.2% | +0.19% | 4.5% below | high |
| WASH Washington Trust Bancorp | 0.2% | not covered | ||
| CCNE CNB Financial Corp/PA | 0.2% | not covered | ||
| SPFI South Plains Financial | 0.2% | not covered | ||
| EQBK Equity Bancshares INC CL A | 0.2% | not covered | ||
| MPB MID Penn Bancorp | 0.2% | not covered | ||
| SMBK Smartfinancial | 0.2% | not covered | ||
| CAC Camden National | 0.2% | not covered | ||
| ORRF Orrstown Finl Services | 0.2% | not covered | ||
| MSBI Midland States Bancorp | 0.2% | not covered | ||
| HBCP Home Bancorp | 0.2% | not covered | ||
| SHBI Shore Bancshares | 0.2% | not covered | ||
| KRNY Kearny Financial Corp/MD | 0.2% | not covered | ||
| HBT HBT Financial INC/DE | 0.2% | not covered | ||
| CBAN Colony Bankcorp | 0.2% | not covered | ||
| CCBG Capital City Bank Group | 0.1% | not covered | ||
| TCBX Third Coast Bancshares | 0.1% | not covered | ||
| SBSI Southside Bancshares | 0.1% | -0.16% | 8.8% below | high |
| BMRC Bank OF Marin Bancorp/CA | 0.1% | not covered | ||
| BCAL California Bancorp | 0.1% | not covered | ||
| BHB BAR Harbor Bankshares | 0.1% | not covered | ||
| ACNB Acnb | 0.1% | not covered | ||
| CIVB Civista Bancshares | 0.1% | not covered | ||
| PFIS Peoples Financial Services | 0.1% | not covered | ||
| FBIZ First Business Financial SER | 0.1% | not covered | ||
| NRIM Northrim Bancorp | 0.1% | not covered | ||
| UNTY Unity Bancorp | 0.1% | not covered | ||
| AROW Arrow Financial | 0.1% | not covered | ||
| COFS Choiceone Financial Svcs | 0.1% | not covered |
The 15 largest holdings by weight; the button shows all 167. Holdings as of 21 Oct 2026; closes to 27 Oct 2026; the model's run of 24 Oct 2026. Green is a price below the model's fair value, red above it. Not covered: the model does not value it. Withheld: its own checks flag the valuation.
How KRE has moved
| Period | Price return |
|---|---|
| One day | -0.21% |
| One week | +2.78% |
| One month | +3.94% |
| This year | +11.99% |
| One month against the S&P 500 | +3.23% |
One week is seven calendar days, one month 28. Beta 0.28 over the past 60 sessions: the fund moves about 0.3 times as much as the market.
What KRE is
State Street SPDR S&P Regional Banking ETF holds regional banks, equal weight.
| Expense ratio | 0.35% a year |
|---|---|
| Assets | $4.0 billion |
| Dividend yield | 2.22% ($1.61 paid over twelve months) |
| Holdings | 167 |
| Since | 2006 |
| Issuer | SPDR |
Sectors, share of the fund
| Financial Services | 100.0% |
|---|