NYSE: GPN · Credit Services
Global Payments (GPN) fair value and price range
As of 26 Sep 2026, Faircurve's model values Global Payments (GPN) at $69.38 a share. The stock last closed at $78.38, which puts the model's fair value 11.5% below the price. The model grades the evidence behind this valuation as low, so no verdict is shown. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It does not say how likely the fair value is to be right.
Revalued . Price is the close of 2 Oct 2026. Global Payments Inc.
Faircurve Insights · 26 Sep 2026
Global Payments Inc. is a prominent provider of payment technology and software solutions, facilitating transactions across various forms including card, electronic, check, and digital payments.
On 26 Sep 2026, Faircurve's model gave a fair value of $69.38 a share, the midpoint of 2,000 simulations. The previous run on 19 Sep 2026 gave $68.76, so the fair value moved +0.9%. The calibrated range over 63 trading days is $58.21 to $84.60, built from the fair value since there is no live options data, calibrated weekly against realised prices. Ranges built this way held the price 60% of the time at this horizon. The model grades the evidence behind this valuation as low.
The model compares Global Payments Inc. with PayPal Holdings, Inc., Bread Financial Holdings, Inc., and Capital One Financial Corporation. Around the last 8 earnings reports, measured from the close before each report to the close after it, the moves were 5 Aug 2026 -0.6%, 6 May 2026 +1.0%, 18 Feb 2026 +15.0%, 4 Nov 2025 +2.7%, 6 Aug 2025 +4.6%, 6 May 2025 -0.5%, 13 Feb 2025 -2.9%, and 30 Oct 2024 +4.7%. The median size, ignoring direction, was 2.8%.
Written from the figures on this page for the 26 Sep 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.
What price range does the model give GPN?
The calibrated range for GPN over 63 trading days is $58.21 to $84.60. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.
The model's own simulated range, from the 20th to the 80th percentile of its runs, is $54.05 to $89.77. In 24% of the simulations the fair value came out above the price the model ran on.
How does GPN compare with similar companies?
The companies in credit services closest to Global Payments in market value, each on the same model and the same date.
| Company | Last close | Model fair value | Gap | Model verdict |
|---|---|---|---|---|
| SYF Synchrony Financial | $71.77 | $127.89 | +78.2% | Gap wider than 60% |
| ALLY Ally Financial Inc. | $37.91 | $51.14 | +34.9% | Low evidence grade |
| PYPL PayPal Holdings, Inc. | $52.80 | $60.38 | +14.4% | Fairly valued |
| FCFS FirstCash Holdings, Inc | $210.36 | $201.75 | -4.1% | Low evidence grade |
| SLM SLM Corporation | $22.75 | $45.78 | +101.3% | Gap wider than 60% |
| ENVA Enova International, Inc. | $172.89 | $182.04 | +5.3% | Low evidence grade |
| BFH Bread Financial Holdings, Inc. | $98.05 | $121.60 | +24.0% | Undervalued |
| COF Capital One Financial Corporation | $194.72 | $189.02 | -2.9% | Fairly valued |
When does GPN report earnings, and how has the stock reacted?
Global Payments's next earnings report is scheduled for 3 Nov 2026. Companies can move their dates.
Options prices on 2 Oct 2026 imply a move of about 12.6% in either direction through the nearest expiry, about 48 days out, a window that includes the report. That is the size the market is pricing, not a direction.
How GPN moved around its last 8 earnings reports
Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 2.8%.
| Report date | Two session move |
|---|---|
| 5 Aug 2026 | -0.6% |
| 6 May 2026 | +1.0% |
| 18 Feb 2026 | +15.0% |
| 4 Nov 2025 | +2.7% |
| 6 Aug 2025 | +4.6% |
| 6 May 2025 | -0.5% |
| 13 Feb 2025 | -2.9% |
| 30 Oct 2024 | +4.7% |
Global Payments at a glance
Global Payments Inc. is a prominent provider of payment technology and software solutions, facilitating transactions across various forms including card, electronic, check, and digital payments.
- Market value
- $21.5B
- Sector
- Financial Services
- Industry
- Credit Services
- Consensus revenue growth, next fiscal year
- +60.3%
- Analysts with estimates
- 21
- Beta to the US market
- 1.11
- First valued by Faircurve
- 1 May 2026
How the fair value is worked out: the model prices Global Payments on the share price against the net assets on the balance sheet, adjusted for the earnings analysts expect (price to book value), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.
What changed in the latest valuation?
On 19 Sep 2026 the model's fair value for GPN was $68.76. As of 26 Sep 2026 it is $69.38, a change of +0.9%. The model revalues every stock it covers each week, and again after an earnings report.
Questions about Global Payments's valuation
Is Global Payments stock undervalued or overvalued?
Faircurve's model puts GPN's fair value at $69.38 a share against a last close of $78.38, as of 26 Sep 2026. The model grades the evidence behind this valuation as low, so no verdict is shown. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It does not say how likely the fair value is to be right.
What is GPN's fair value?
$69.38 a share as of 26 Sep 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $54.05 to $89.77.
What price range does the model give GPN?
$58.21 to $84.60 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.
When does Global Payments report earnings next?
The next report is scheduled for 3 Nov 2026. Companies can move their dates.
How much has GPN moved on past earnings reports?
Across its last 8 reports the median two session move was 2.8%, ignoring direction. The largest was +15.0% around the report of 18 Feb 2026.
How confident is the model in this valuation?
The model's evidence grade for GPN is low. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It is not a probability that the fair value is right, or that the price reaches it.