NYSE: NSP · Staffing & Employment Services
Insperity (NSP) fair value: undervalued or overvalued?
As of 29 Sep 2026, Faircurve's model values Insperity (NSP) at $46.55 a share. The stock last closed at $46.48, which puts the model's fair value 0.2% above the price. On the model's bands that reads as Fairly valued.
Revalued . Price is the close of 2 Oct 2026. Insperity, Inc.
Faircurve Insights · 29 Sep 2026
Insperity, Inc. (NSP) delivers comprehensive human resources and business solutions primarily designed to enhance the operational efficiency and performance of small and medium-sized enterprises.
Faircurve's model valued Insperity, Inc. at $46.55 a share on 29 Sep 2026, the midpoint of 2,000 simulations. The previous run on 26 Sep 2026 gave $47.12, meaning the fair value moved -1.2%. The calibrated range over 63 trading days is $39.05 to $56.76; ranges built this way held the price 60% of the time at this horizon. The evidence grade is Medium.
The overall quality score is 46 out of 100 against comparable companies. The model compares Insperity, Inc. with ManpowerGroup Inc. (MAN), Upwork Inc. (UPWK), Korn Ferry (KFY), Robert Half Inc. (RHI), and Paychex, Inc. (PAYX). Moves around the last 8 earnings reports ranged from +2.8% to -29.1%, with a median size of 18.6%.
Written from the figures on this page for the 29 Sep 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.
What price range does the model give NSP?
The calibrated range for NSP over 63 trading days is $39.05 to $56.76. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.
The model's own simulated range, from the 20th to the 80th percentile of its runs, is $34.57 to $62.58. In 49% of the simulations the fair value came out above the price the model ran on.
How does NSP score on business quality?
Insperity's overall quality score is 46 out of 100. Each factor below is a score against comparable companies, not a percentile of the metric beside it.
| Factor | Score (0 to 100) | Headline measure | Peer median |
|---|---|---|---|
| ProfitabilityReturn on invested capital against the peer group, with a bonus for an improving trend. | 11 | 3.8%ROIC | 12.9% |
| Earnings qualityHow much of reported profit is cash: free cash flow to net income, and the accrual ratio (the share of earnings that is not cash). | 89 | ||
| Growth qualityTrailing revenue growth, forward growth from consensus, and the direction of analyst estimate revisions. | 45 | 3.5%Revenue growth, trailing | 0.6% |
| Capital disciplineReinvestment efficiency (capital spending per unit of revenue) and net buybacks. | 39 | 0.2%Net buybacks / market value | 2.4% |
| Balance sheetNet debt to EBITDA and interest coverage. | 66 | -2.61xNet debt / EBITDA | 1.24x |
| StabilityDownside volatility of the EBITDA margin over the last five years. | 56 | 1.2 ptsEBITDA margin downside volatility, 5y | 2.0 pts |
How does NSP compare with similar companies?
The companies in staffing & employment services closest to Insperity in market value, each on the same model and the same date.
| Company | Last close | Model fair value | Gap | Model verdict |
|---|---|---|---|---|
| MAN ManpowerGroup Inc. | $54.16 | $54.44 | +0.5% | Fairly valued |
| UPWK Upwork Inc. | $8.05 | $9.26 | +15.0% | Undervalued |
| KFY Korn Ferry | $71.92 | $83.13 | +15.6% | Undervalued |
| RHI Robert Half Inc. | $36.12 | $33.71 | -6.7% | Fairly valued |
| PAYX Paychex, Inc. | $98.94 | $96.03 | -2.9% | Fairly valued |
All staffing & employment services stocks ranked by gap to fair value
When does NSP report earnings, and how has the stock reacted?
Insperity's next earnings report is scheduled for 2 Nov 2026. Companies can move their dates.
Options prices on 2 Oct 2026 imply a move of about 20.8% in either direction through the nearest expiry, about 48 days out, a window that includes the report. That is the size the market is pricing, not a direction.
How NSP moved around its last 8 earnings reports
Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 18.6%.
| Report date | Two session move |
|---|---|
| 29 Jul 2026 | +2.8% |
| 30 Apr 2026 | -23.3% |
| 10 Feb 2026 | -18.3% |
| 3 Nov 2025 | -16.1% |
| 1 Aug 2025 | -19.0% |
| 29 Apr 2025 | -29.1% |
| 10 Feb 2025 | +22.8% |
| 31 Oct 2024 | -7.3% |
Insperity at a glance
Insperity, Inc. (NSP) delivers comprehensive human resources and business solutions primarily designed to enhance the operational efficiency and performance of small and medium-sized enterprises.
- Market value
- $1.8B
- Sector
- Industrials
- Industry
- Staffing & Employment Services
- Revenue expected, next twelve months
- $7.1B
- Consensus revenue growth, next fiscal year
- +1.4%
- Analysts with estimates
- 3
- Beta to the US market
- 0.14
- First valued by Faircurve
- 11 Jul 2026
How the fair value is worked out: the model prices Insperity on the value of the whole business, debt included, against the operating profit analysts expect next year (forward EV/EBITDA), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.
What changed in the latest valuation?
On 26 Sep 2026 the model's fair value for NSP was $47.12. As of 29 Sep 2026 it is $46.55, a change of -1.2%. The model revalues every stock it covers each week, and again after an earnings report.
Questions about Insperity's valuation
Is Insperity stock undervalued or overvalued?
On Faircurve's model, NSP reads as Fairly valued as of 29 Sep 2026. The model's fair value is $46.55 a share against a last close of $46.48, a gap of +0.2%.
What is NSP's fair value?
$46.55 a share as of 29 Sep 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $34.57 to $62.58.
What price range does the model give NSP?
$39.05 to $56.76 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.
When does Insperity report earnings next?
The next report is scheduled for 2 Nov 2026. Companies can move their dates.
How much has NSP moved on past earnings reports?
Across its last 8 reports the median two session move was 18.6%, ignoring direction. The largest was -29.1% around the report of 29 Apr 2025.
How confident is the model in this valuation?
The model's evidence grade for NSP is medium. The grade looks at how complete the inputs are, how many comparable companies there are and how closely they agree, and how wide the range of outcomes is. It is not a probability that the fair value is right, or that the price reaches it.