NYSE: CNO · Life Insurance
CNO Financial Group (CNO) fair value and price range
As of 26 Sep 2026, Faircurve's model values CNO Financial Group (CNO) at $43.83 a share. The stock last closed at $53.86, which puts the model's fair value 18.6% below the price. The model grades the evidence behind this valuation as low, so no verdict is shown. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It does not say how likely the fair value is to be right.
Revalued . Price is the close of 2 Oct 2026. CNO Financial Group, Inc.
Faircurve Insights · 26 Sep 2026
CNO Financial Group, Inc. is headquartered in Carmel, Indiana, and was established in 1979. The company operates in Financial Services and Life Insurance.
Faircurve's model valued CNO Financial Group, Inc. at $43.83 a share on 26 Sep 2026, the midpoint of 2,000 simulations. The previous run on 19 Sep 2026 gave $44.28, meaning the fair value moved -1.0%. The calibrated range over 63 trading days is $36.77 to $53.44, built from the fair value, and held the price 60% of the time at this horizon. The model grades the evidence behind this valuation as low, so no verdict is shown.
The model compares CNO Financial Group, Inc. with Lincoln National Corporation, Brighthouse Financial, Inc., Primerica, Inc., Voya Financial, Inc., Jackson Financial Inc., Globe Life Inc., Unum Group, and Prudential Financial, Inc. Moves around the last 8 earnings reports, measured from the close before each report to the close after it, show a median size of 2.9%, ignoring direction.
Written from the figures on this page for the 26 Sep 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.
What price range does the model give CNO?
The calibrated range for CNO over 63 trading days is $36.77 to $53.44. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.
The price is above this range. For names with fair value 15%+ below price, the calibrated range has held the price 40% of the time over 63 trading days, and 58% ended above it; the typical move was −0.1%.
The model's own simulated range, from the 20th to the 80th percentile of its runs, is $34.02 to $55.42. In 23% of the simulations the fair value came out above the price the model ran on.
How does CNO compare with similar companies?
The companies in life insurance closest to CNO Financial Group in market value, each on the same model and the same date.
| Company | Last close | Model fair value | Gap | Model verdict |
|---|---|---|---|---|
| LNC Lincoln National Corporation | $40.30 | $117.08 | +190.5% | Gap wider than 60% |
| BHF Brighthouse Financial, Inc. | $50.02 | $161.96 | +223.8% | Gap wider than 60% |
| PRI Primerica, Inc. | $275.42 | $304.49 | +10.6% | Low evidence grade |
| VOYA Voya Financial, Inc. | $96.65 | $99.36 | +2.8% | Low evidence grade |
| JXN Jackson Financial Inc. | $131.53 | $227.20 | +72.7% | Gap wider than 60% |
| GL Globe Life Inc. | $165.68 | $193.02 | +16.5% | Low evidence grade |
| UNM Unum Group | $88.57 | $84.69 | -4.4% | Low evidence grade |
| PRU Prudential Financial, Inc. | $112.60 | $138.12 | +22.7% | Low evidence grade |
When does CNO report earnings, and how has the stock reacted?
CNO Financial Group's next earnings report is scheduled for 2 Nov 2026. Companies can move their dates.
How CNO moved around its last 8 earnings reports
Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 2.9%.
| Report date | Two session move |
|---|---|
| 30 Jul 2026 | +4.0% |
| 30 Apr 2026 | -0.1% |
| 5 Feb 2026 | +5.0% |
| 3 Nov 2025 | +3.2% |
| 28 Jul 2025 | -2.2% |
| 28 Apr 2025 | -3.3% |
| 6 Feb 2025 | +2.5% |
| 31 Oct 2024 | +2.5% |
CNO Financial Group at a glance
Headquartered in Carmel, Indiana, and established in 1979, CNO Financial Group, Inc.
- Market value
- $5.0B
- Sector
- Financial Services
- Industry
- Life Insurance
- Consensus revenue growth, next fiscal year
- -9.3%
- Analysts with estimates
- 2
- Beta to the US market
- 0.43
- First valued by Faircurve
- 11 Jul 2026
How the fair value is worked out: the model prices CNO Financial Group on the share price against the net assets on the balance sheet, adjusted for the earnings analysts expect (price to book value), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.
What changed in the latest valuation?
On 19 Sep 2026 the model's fair value for CNO was $44.28. As of 26 Sep 2026 it is $43.83, a change of -1.0%. The model revalues every stock it covers each week, and again after an earnings report.
Questions about CNO Financial Group's valuation
Is CNO Financial Group stock undervalued or overvalued?
Faircurve's model puts CNO's fair value at $43.83 a share against a last close of $53.86, as of 26 Sep 2026. The model grades the evidence behind this valuation as low, so no verdict is shown. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It does not say how likely the fair value is to be right.
What is CNO's fair value?
$43.83 a share as of 26 Sep 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $34.02 to $55.42.
What price range does the model give CNO?
$36.77 to $53.44 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.
When does CNO Financial Group report earnings next?
The next report is scheduled for 2 Nov 2026. Companies can move their dates.
How much has CNO moved on past earnings reports?
Across its last 8 reports the median two session move was 2.9%, ignoring direction. The largest was +5.0% around the report of 5 Feb 2026.
How confident is the model in this valuation?
The model's evidence grade for CNO is low. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It is not a probability that the fair value is right, or that the price reaches it.