NASDAQ: EEFT ยท Infrastructure Software
Euronet Worldwide (EEFT) fair value: undervalued or overvalued?
As of 6 Nov 2026, Faircurve's model values Euronet Worldwide (EEFT) at $90.18 a share. The stock last closed at $71.15, which puts the model's fair value 26.7% above the price. On the model's bands that reads as Undervalued.
Revalued . Price is the close of 5 Nov 2026. Euronet Worldwide, Inc.
The report adds the live price, the chart against the range the options market prices, the next earnings date and the analysts' consensus. No account needed.
This week, in three parts
What happenedThe run of 6 Nov 2026 moved the fair value from $82.95 to $90.18 (+8.7%).
What the model makes of itThe price of $71.15 is 26.7% below it: Undervalued, on a medium evidence grade.
What's nextNext report on 11 Feb 2027. Options prices imply a move of about 11% either way over the next month. The next weekly run is on Saturday 7 Nov 2026.
What price range does the model give EEFT?
The calibrated range for EEFT over 63 trading days is $63.78 to $81.39. It sits around the last close, and its width comes from the volatility that EEFT's own options imply (37% a year), calibrated weekly against realised prices (n = 6,661 past valuations, refreshed 31 Oct 2026). Ranges built this way held the price 60% of the time at this horizon. The fair value is the model's opinion and rides beside the range. It is not the centre of it.
The model's own simulated range, from the 20th to the 80th percentile of its runs, is $60.08 to $128.23. In 69% of the simulations the fair value came out above the price the model ran on.
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When does EEFT report earnings, and how has the stock reacted?
Euronet Worldwide's next earnings report is scheduled for 11 Feb 2027. Companies can move their dates.
On 5 Nov 2026, EEFT's 30 day implied volatility worked out to a move of about 10.6% over one month, in either direction. That is a size, not a direction.
On 4 Nov 2026 EEFT moved 6.7% in one session, against the 2.5% a day that options had priced: 2.7 times the implied size.
Around its last 8 reports: what the options market priced, and what followed
Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across EEFT's last 8 reports, ignoring direction, was 5.4%.
What the options market has priced for a month's move in EEFT
How does EEFT score on business quality?
Euronet Worldwide's overall quality score is 43 out of 100. Each factor below is a score against comparable companies, not a percentile of the metric beside it.
| Factor | Score (0 to 100) | Headline measure | Peer median |
|---|---|---|---|
| ProfitabilityReturn on invested capital against the peer group, with a bonus for an improving trend. | 67 | 11.8%ROIC | 9.8% |
| Earnings qualityHow much of reported profit is cash: free cash flow to net income, and the accrual ratio (the share of earnings that is not cash). | 5 | 0.48xFCF / net income | 2.42x |
| Growth qualityTrailing revenue growth, forward growth from consensus, and the direction of analysts' rating changes. | 33 | 6.4%Revenue growth, trailing | 23.3% |
| Capital disciplineReinvestment efficiency (capital spending per unit of revenue) and net buybacks. | 43 | 19.8%Net buybacks / market value | 10.9% |
| Balance sheetNet debt to EBITDA and interest coverage. | 53 | 2.04xNet debt / EBITDA | 2.29x |
| StabilityDownside volatility of the EBITDA margin over the last five years. | 57 | 1.9 ptsEBITDA margin downside volatility, 5y | 2.7 pts |
How does EEFT compare with similar companies?
The companies in infrastructure software closest to Euronet Worldwide in market value, each on the same model and the same date.
| Company | Last close | Model fair value | Gap | Model verdict |
|---|---|---|---|---|
| RAMP LiveRamp Holdings, Inc. | $38.50 | $47.50 | +23.4% | Undervalued |
| PAYO Payoneer Global Inc. | $7.17 | $6.20 | -13.5% | Fairly valued |
| NTCT NetScout Systems, Inc. | $31.83 | $42.79 | +34.4% | Undervalued |
| PRGS Progress Software Corporation | $44.59 | $63.09 | +41.5% | Undervalued |
| ATEN A10 Networks, Inc. | $22.60 | $22.18 | -1.9% | Fairly valued |
| TDC Teradata Corporation | $32.72 | $38.64 | +18.1% | Undervalued |
| FOUR Shift4 Payments, Inc. | $42.79 | $43.57 | +1.8% | Low evidence grade |
| ACIW ACI Worldwide, Inc. | $59.52 | $56.41 | -5.2% | Fairly valued |
What the comparable companies' multiples alone would give for EEFT, the peer-implied price, is $117.27 a share on this run. The fair value weighs that against the company's own multiple.
All infrastructure software stocks ranked by gap to fair value
Euronet Worldwide at a glance
Euronet Worldwide, Inc. delivers a comprehensive suite of payment and transaction processing and distribution services globally. Their clientele spans financial institutions, agents, retailers, merchants, content providers, and individual consumers.
- Market value
- $2.4B
- Sector
- Technology
- Industry
- Infrastructure Software
- Revenue expected, next twelve months
- $4.5B
- Consensus revenue growth, next fiscal year
- +3.1%
- Analysts with estimates
- 5
- Beta to the US market
- 0.50
- First valued by Faircurve
- 11 Jul 2026
At the close of 5 Nov 2026, 56.0% of the 1,065 graded US stocks the model covers traded below the model's fair value. EEFT was among them.
How the fair value is worked out: the model prices Euronet Worldwide on the value of the whole business, debt included, against the operating profit analysts expect next year (forward EV/EBITDA), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.
What changed in the latest valuation?
On 31 Oct 2026 the model's fair value for EEFT was $82.95. As of 6 Nov 2026 it is $90.18, a change of +8.7%. The model revalues every stock it covers each week, and again after an earnings report.
Questions about Euronet Worldwide's valuation
Is Euronet Worldwide stock undervalued or overvalued?
On Faircurve's model, EEFT reads as Undervalued as of 6 Nov 2026. The model's fair value is $90.18 a share against a last close of $71.15, a gap of +26.7%.
What is EEFT's fair value?
$90.18 a share as of 6 Nov 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $60.08 to $128.23.
What price range does the model give EEFT?
$63.78 to $81.39 over 63 trading days. Ranges built this way held the price 60% of the time across 6,661 past valuations, refreshed 31 Oct 2026.
When does Euronet Worldwide report earnings next?
The next report is scheduled for 11 Feb 2027. Companies can move their dates.
How much has EEFT moved on past earnings reports?
Across its last 8 reports the median two session move was 5.4%, ignoring direction. The largest was -14.7% around the report of 30 Jul 2026.
How confident is the model in this valuation?
The model's evidence grade for EEFT is medium. The grade looks at how complete the inputs are, how many comparable companies there are and how closely they agree, and how wide the range of outcomes is. It is not a probability that the fair value is right, or that the price reaches it.
The model's own ideas on EEFT
The model holds no idea open on EEFT today. Signed-in readers see the rule each idea runs on, the floor and the exit level the model set and its time limit, and the model's closed ideas on EEFT with their outcomes. A free account is enough.