NYSE: BOH · Regional Banks
Bank of Hawaii (BOH) fair value: undervalued or overvalued?
As of 3 Oct 2026, Faircurve's model values Bank of Hawaii (BOH) at $72.00 a share. The stock last closed at $69.28, which puts the model's fair value 3.9% above the price. On the model's bands that reads as Fairly valued.
Revalued . Price is the close of 2 Oct 2026. Bank of Hawaii Corporation.
Faircurve Insights · 3 Oct 2026
Bank of Hawaii Corporation (BOH) functions as the holding company for Bank of Hawaii, delivering financial products and services across Hawaii, Guam, and the broader Pacific Islands.
On 3 Oct 2026, Faircurve's model found a fair value of $72.00 a share, the midpoint of 2,000 simulations. This was -0.7% from the previous run on 26 Sep 2026, which gave $72.53. The calibrated range over 63 trading days was $60.41 to $87.79, built from the fair value since there is no live options data for the stock, and it was calibrated weekly against realised prices, which held the price 60% of the time at this horizon. The evidence grade for this valuation was High.
The model compares BOH with FB Financial Corporation (FBK), Trustmark Corporation (TRMK), Provident Financial Services, Inc. (PFS), NBT Bancorp Inc. (NBTB), First Bancorp (FBNC), Customers Bancorp, Inc. (CUBI), and First Hawaiian, Inc. (FHB). The stock moved -4.6% on 27 Jul 2026, -2.9% on 20 Apr 2026, +5.6% on 26 Jan 2026, +2.6% on 27 Oct 2025, -4.7% on 28 Jul 2025, +5.7% on 21 Apr 2025, +6.1% on 27 Jan 2025, and +10.2% on 28 Oct 2024. The median size of these moves, ignoring direction, was 5.1%.
Written from the figures on this page for the 3 Oct 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.
What price range does the model give BOH?
The calibrated range for BOH over 63 trading days is $60.41 to $87.79. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.
The model's own simulated range, from the 20th to the 80th percentile of its runs, is $59.48 to $85.93. In 57% of the simulations the fair value came out above the price the model ran on.
How does BOH compare with similar companies?
The companies in regional banks closest to Bank of Hawaii in market value, each on the same model and the same date.
| Company | Last close | Model fair value | Gap | Model verdict |
|---|---|---|---|---|
| BANC Banc of California, Inc. | $17.74 | $22.76 | +28.3% | Low evidence grade |
| FBK FB Financial Corporation | $53.42 | $46.37 | -13.2% | Fairly valued |
| TRMK Trustmark Corporation | $45.93 | $42.71 | -7.0% | Fairly valued |
| PFS Provident Financial Services, Inc. | $22.58 | $23.93 | +6.0% | Fairly valued |
| NBTB NBT Bancorp Inc. | $51.53 | $43.24 | -16.1% | Overvalued |
| FBNC First Bancorp | $62.33 | $41.85 | -32.9% | Overvalued |
| CUBI Customers Bancorp, Inc. | $75.47 | $108.67 | +44.0% | Undervalued |
| FHB First Hawaiian, Inc. | $25.26 | $23.23 | -8.0% | Overvalued |
When does BOH report earnings, and how has the stock reacted?
Bank of Hawaii's next earnings report is scheduled for 26 Oct 2026. Companies can move their dates.
How BOH moved around its last 8 earnings reports
Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 5.1%.
| Report date | Two session move |
|---|---|
| 27 Jul 2026 | -4.6% |
| 20 Apr 2026 | -2.9% |
| 26 Jan 2026 | +5.6% |
| 27 Oct 2025 | +2.6% |
| 28 Jul 2025 | -4.7% |
| 21 Apr 2025 | +5.7% |
| 27 Jan 2025 | +6.1% |
| 28 Oct 2024 | +10.2% |
Bank of Hawaii at a glance
Bank of Hawaii Corporation (BOH) functions as the holding company for Bank of Hawaii, delivering a comprehensive array of financial products and services across Hawaii, Guam, and the broader Pacific Islands.
- Market value
- $2.8B
- Sector
- Financial Services
- Industry
- Regional Banks
- Consensus revenue growth, next fiscal year
- -24.4%
- Analysts with estimates
- 5
- Beta to the US market
- 0.59
- First valued by Faircurve
- 11 Jul 2026
How the fair value is worked out: the model prices Bank of Hawaii on the share price against the net assets on the balance sheet, adjusted for the earnings analysts expect (price to book value), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.
What changed in the latest valuation?
On 26 Sep 2026 the model's fair value for BOH was $72.53. As of 3 Oct 2026 it is $72.00, a change of -0.7%. The model revalues every stock it covers each week, and again after an earnings report.
Questions about Bank of Hawaii's valuation
Is Bank of Hawaii stock undervalued or overvalued?
On Faircurve's model, BOH reads as Fairly valued as of 3 Oct 2026. The model's fair value is $72.00 a share against a last close of $69.28, a gap of +3.9%.
What is BOH's fair value?
$72.00 a share as of 3 Oct 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $59.48 to $85.93.
What price range does the model give BOH?
$60.41 to $87.79 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.
When does Bank of Hawaii report earnings next?
The next report is scheduled for 26 Oct 2026. Companies can move their dates.
How much has BOH moved on past earnings reports?
Across its last 8 reports the median two session move was 5.1%, ignoring direction. The largest was +10.2% around the report of 28 Oct 2024.
How confident is the model in this valuation?
The model's evidence grade for BOH is high. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It is not a probability that the fair value is right, or that the price reaches it.