Industry ยท Oct 2026
Regional Bank stocks ranked by gap to the model's fair value
Faircurve's model values 87 regional bank stocks. 0 of them are ranked below by the gap between the model's fair value and the last close, as of 31 Oct 2026: 0 read as Undervalued, 0 as Fairly valued and 0 as Overvalued.
Valuations as of . Prices are the closes of 3 Nov 2026. The gap is the model's fair value against the price: a positive gap means the fair value is above the price. It states what the model concluded, not where the price goes next.
The ranking
No regional bank stock meets the conditions for a rank today.
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Valued but not ranked
These 87 names are valued but not ranked, for one of five reasons: the model grades the evidence as low or has not graded it yet, the inputs are under review, the gap is wider than 60%, the valuation is more than three weeks old, or the name is a bank, an insurer or a REIT, which this list does not rank yet. The numbers are shown for reference.
| Company | Last close | Model fair value | Gap | Why it is not ranked | Quality score | Market value |
|---|---|---|---|---|---|---|
| ABCB Ameris Bancorp | $83.07 | $66.30 | -20.2% | Banks, insurers and REITs are not ranked yet | $5.5B | |
| ASB Associated Banc-Corp | $30.93 | $32.34 | +4.6% | Banks, insurers and REITs are not ranked yet | $5.0B | |
| AX Axos Financial, Inc. | $93.06 | $122.16 | +31.3% | Banks, insurers and REITs are not ranked yet | $5.1B | |
| BANC Banc of California, Inc. | $18.37 | $23.49 | +27.9% | Low evidence grade | $2.9B | |
| BANF BancFirst Corporation | $111.72 | $99.57 | -10.9% | Banks, insurers and REITs are not ranked yet | $3.7B | |
| BANR Banner Corporation | $70.74 | $69.60 | -1.6% | Banks, insurers and REITs are not ranked yet | $2.5B | |
| BBT Beacon Financial Corp. | $30.85 | $30.11 | -2.4% | Banks, insurers and REITs are not ranked yet | $2.6B | |
| BKU BankUnited, Inc. | $43.25 | $46.26 | +7.0% | Banks, insurers and REITs are not ranked yet | $3.1B | |
| BOH Bank of Hawaii Corporation | $70.23 | $73.71 | +5.0% | Banks, insurers and REITs are not ranked yet | $2.7B | |
| CASH Pathward Financial, Inc. | $77.25 | $100.08 | +29.6% | Banks, insurers and REITs are not ranked yet | $1.6B | |
| CATY Cathay General Bancorp | $64.93 | $67.68 | +4.2% | Banks, insurers and REITs are not ranked yet | $4.3B | |
| CBSH Commerce Bancshares, Inc. | $55.63 | $53.12 | -4.5% | Banks, insurers and REITs are not ranked yet | $7.8B | |
| CBU Community Bank System, Inc. | $63.80 | $42.91 | -32.7% | Banks, insurers and REITs are not ranked yet | $3.3B | |
| CFFN Capitol Federal Financial, Inc. | $8.57 | $8.12 | -5.3% | Banks, insurers and REITs are not ranked yet | $1.0B | |
| CFG Citizens Financial Group, Inc. | $64.37 | $51.21 | -20.4% | Banks, insurers and REITs are not ranked yet | $26.9B | |
| CFR Cullen/Frost Bankers, Inc. | $159.14 | $131.53 | -17.3% | Banks, insurers and REITs are not ranked yet | $9.8B | |
| CHCO City Holding Company | $142.95 | $108.19 | -24.3% | Banks, insurers and REITs are not ranked yet | $2.0B | |
| COLB Columbia Banking System, Inc. | $30.84 | $29.38 | -4.7% | Banks, insurers and REITs are not ranked yet | $8.9B | |
| CPF Central Pacific Financial Corp. | $38.47 | $39.25 | +2.0% | Banks, insurers and REITs are not ranked yet | $966M | |
| CUBI Customers Bancorp, Inc. | $85.47 | $107.85 | +26.2% | Banks, insurers and REITs are not ranked yet | $2.8B | |
| CVBF CVB Financial Corp. | $22.93 | $16.25 | -29.1% | Banks, insurers and REITs are not ranked yet | $4.0B | |
| DCOM Dime Community Bancshares, Inc. | $42.22 | $39.28 | -7.0% | Banks, insurers and REITs are not ranked yet | $1.8B | |
| EGBN Eagle Bancorp, Inc. | $33.58 | $23.71 | -29.4% | Banks, insurers and REITs are not ranked yet | $1.0B | |
| EWBC East West Bancorp, Inc. | $132.41 | $130.84 | -1.2% | Banks, insurers and REITs are not ranked yet | $17.9B | |
| FBK FB Financial Corporation | $54.77 | $49.29 | -10.0% | Banks, insurers and REITs are not ranked yet | $2.7B | |
| FBNC First Bancorp | $64.16 | $45.34 | -29.3% | Banks, insurers and REITs are not ranked yet | $2.6B | |
| FBP First BanCorp. | $26.25 | $27.97 | +6.6% | Banks, insurers and REITs are not ranked yet | $4.0B | |
| FCF First Commonwealth Financial Corporation | $21.17 | $19.75 | -6.7% | Banks, insurers and REITs are not ranked yet | $2.1B | |
| FFBC First Financial Bancorp. | $32.72 | $30.65 | -6.3% | Banks, insurers and REITs are not ranked yet | $3.4B | |
| FFIN First Financial Bankshares, Inc. | $31.04 | $23.96 | -22.8% | Banks, insurers and REITs are not ranked yet | $4.4B | |
| FHB First Hawaiian, Inc. | $25.38 | $23.80 | -6.2% | Banks, insurers and REITs are not ranked yet | $3.1B | |
| FHN First Horizon Corporation | $23.35 | $20.54 | -12.0% | Banks, insurers and REITs are not ranked yet | $11.0B | |
| FIBK First Interstate BancSystem, Inc. | $37.62 | $29.10 | -22.6% | Banks, insurers and REITs are not ranked yet | $3.6B | |
| FITB Fifth Third Bancorp | $53.93 | $36.88 | -31.6% | Banks, insurers and REITs are not ranked yet | $48.9B | |
| FLG Flagstar Financial, Inc. | $10.54 | $10.00 | -5.1% | Low evidence grade | $4.4B | |
| FNB F.N.B. Corporation | $18.25 | $16.61 | -9.0% | Banks, insurers and REITs are not ranked yet | $6.4B | |
| FULT Fulton Financial Corporation | $23.82 | $24.09 | +1.1% | Banks, insurers and REITs are not ranked yet | $4.5B | |
| GBCI Glacier Bancorp, Inc. | $48.89 | $28.21 | -42.3% | Banks, insurers and REITs are not ranked yet | $6.3B | |
| HAFC Hanmi Financial Corporation | $33.04 | $37.01 | +12.0% | Banks, insurers and REITs are not ranked yet | $965M | |
| HBAN Huntington Bancshares Incorporated | $15.86 | $12.98 | -18.2% | Banks, insurers and REITs are not ranked yet | $31.8B | |
| HFWA Heritage Financial Corporation | $28.77 | $21.23 | -26.2% | Banks, insurers and REITs are not ranked yet | $1.2B | |
| HOMB Home Bancshares, Inc. | $30.12 | $24.96 | -17.1% | Banks, insurers and REITs are not ranked yet | $6.0B | |
| HOPE Hope Bancorp, Inc. | $13.11 | $11.11 | -15.3% | Banks, insurers and REITs are not ranked yet | $1.7B | |
| HTH Hilltop Holdings Inc. | $37.18 | $31.75 | -14.6% | Banks, insurers and REITs are not ranked yet | $2.1B | |
| HWC Hancock Whitney Corporation | $72.62 | $66.04 | -9.1% | Banks, insurers and REITs are not ranked yet | $5.8B | |
| INDB Independent Bank Corp. | $83.85 | $71.88 | -14.3% | Banks, insurers and REITs are not ranked yet | $3.9B | |
| KEY KeyCorp | $21.23 | $20.21 | -4.8% | Low evidence grade | $22.8B | |
| LKFN Lakeland Financial Corporation | $61.26 | $58.24 | -4.9% | Banks, insurers and REITs are not ranked yet | $1.5B | |
| MBIN Merchants Bancorp | $51.83 | $65.88 | +27.1% | Low evidence grade | $2.4B | |
| MTB M&T Bank Corporation | $222.07 | $202.86 | -8.7% | Banks, insurers and REITs are not ranked yet | $31.9B | |
| NBHC National Bank Holdings Corporation | $37.49 | $26.22 | -30.1% | Banks, insurers and REITs are not ranked yet | $1.7B | |
| NBTB NBT Bancorp Inc. | $52.61 | $45.26 | -14.0% | Banks, insurers and REITs are not ranked yet | $2.7B | |
| NWBI Northwest Bancshares, Inc. | $15.52 | $14.57 | -6.1% | Banks, insurers and REITs are not ranked yet | $2.2B | |
| OFG OFG Bancorp | $51.21 | $66.77 | +30.4% | Banks, insurers and REITs are not ranked yet | $2.1B | |
| ONB Old National Bancorp | $25.42 | $25.13 | -1.1% | Banks, insurers and REITs are not ranked yet | $9.6B | |
| OZK Bank OZK | $51.08 | $75.44 | +47.7% | Banks, insurers and REITs are not ranked yet | $5.5B | |
| PB Prosperity Bancshares, Inc. | $73.11 | $48.85 | -33.2% | Banks, insurers and REITs are not ranked yet | $8.7B | |
| PFBC Preferred Bank | $106.27 | $139.90 | +31.6% | Banks, insurers and REITs are not ranked yet | $1.3B | |
| PFS Provident Financial Services, Inc. | $23.13 | $24.90 | +7.7% | Banks, insurers and REITs are not ranked yet | $3.0B | |
| PNC The PNC Financial Services Group, Inc. | $229.41 | $199.71 | -12.9% | Banks, insurers and REITs are not ranked yet | $90.5B | |
| PNFP Pinnacle Financial Partners, Inc. | $102.90 | $95.03 | -7.6% | Banks, insurers and REITs are not ranked yet | $15.4B | |
| PRK Park National Corporation | $176.91 | $141.56 | -20.0% | Banks, insurers and REITs are not ranked yet | $3.2B | |
| RF Regions Financial Corporation | $28.60 | $27.90 | -2.4% | Banks, insurers and REITs are not ranked yet | $24.3B | |
| RNST Renasant Corporation | $39.76 | $34.08 | -14.3% | Banks, insurers and REITs are not ranked yet | $3.6B | |
| SBCF Seacoast Banking Corporation of Florida | $33.45 | $22.80 | -31.8% | Banks, insurers and REITs are not ranked yet | $3.2B | |
| SBSI Southside Bancshares, Inc. | $34.77 | $35.59 | +2.4% | Banks, insurers and REITs are not ranked yet | $1.0B | |
| SFBS ServisFirst Bancshares, Inc. | $40.85 | $40.04 | -2.0% | Banks, insurers and REITs are not ranked yet | $4.4B | |
| SFNC Simmons First National Corporation | $23.51 | $19.22 | -18.2% | Low evidence grade | $3.3B | |
| SSB SouthState Bank Corp. | $105.95 | $87.07 | -17.8% | Banks, insurers and REITs are not ranked yet | $10.2B | |
| STBA S&T Bancorp, Inc. | $51.27 | $47.11 | -8.1% | Banks, insurers and REITs are not ranked yet | $1.8B | |
| TBBK The Bancorp, Inc. | $46.65 | $66.52 | +42.6% | Banks, insurers and REITs are not ranked yet | $1.9B | |
| TFC Truist Financial Corporation | $49.41 | $39.89 | -19.3% | Banks, insurers and REITs are not ranked yet | $59.6B | |
| TFIN Triumph Financial, Inc. | $63.16 | $19.40 | -69.3% | Gap wider than 60% | $1.5B | |
| TMP Tompkins Financial Corporation | $99.73 | $112.92 | +13.2% | Banks, insurers and REITs are not ranked yet | $1.4B | |
| TRMK Trustmark Corporation | $45.01 | $43.37 | -3.6% | Banks, insurers and REITs are not ranked yet | $2.6B | |
| TRST TrustCo Bank Corp NY | $57.40 | $44.70 | -22.1% | Low evidence grade | $958M | |
| UBSI United Bankshares, Inc. | $48.47 | $35.76 | -26.2% | Banks, insurers and REITs are not ranked yet | $6.6B | |
| UCB United Community Banks, Inc. | $37.04 | $27.21 | -26.5% | Banks, insurers and REITs are not ranked yet | $4.4B | |
| UMBF UMB Financial Corporation | $136.09 | $137.26 | +0.9% | Banks, insurers and REITs are not ranked yet | $10.2B | |
| USB U.S. Bancorp | $59.89 | $55.86 | -6.7% | Low evidence grade | $92.6B | |
| VLY Valley National Bancorp | $14.27 | $13.57 | -4.9% | Banks, insurers and REITs are not ranked yet | $7.8B | |
| WABC Westamerica Bancorporation | $60.38 | $57.65 | -4.5% | Banks, insurers and REITs are not ranked yet | $1.4B | |
| WAFD WaFd, Inc. | $29.77 | $41.67 | +40.0% | Banks, insurers and REITs are not ranked yet | $2.2B | |
| WAL Western Alliance Bancorporation | $76.77 | $102.35 | +33.3% | Banks, insurers and REITs are not ranked yet | $8.3B | |
| WSFS WSFS Financial Corporation | $79.90 | $69.17 | -13.4% | Banks, insurers and REITs are not ranked yet | $4.0B | |
| WTFC Wintrust Financial Corporation | $155.37 | $156.94 | +1.0% | Banks, insurers and REITs are not ranked yet | $10.3B | |
| ZION Zions Bancorporation, National Association | $65.75 | $89.94 | +36.8% | Banks, insurers and REITs are not ranked yet | $9.5B |