NYSE: GBCI · Regional Banks
Glacier Bancorp (GBCI) fair value: undervalued or overvalued?
As of 26 Sep 2026, Faircurve's model values Glacier Bancorp (GBCI) at $27.82 a share. The stock last closed at $43.91, which puts the model's fair value 36.6% below the price. On the model's bands that reads as Overvalued.
Revalued . Price is the close of 2 Oct 2026. Glacier Bancorp, Inc.
Faircurve Insights · 26 Sep 2026
Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank, providing commercial banking services in the United States.
On 26 Sep 2026, Faircurve's model gave a fair value of $27.82 a share, the midpoint of 2,000 simulations. The previous run on 19 Sep 2026 gave $28.27, a move of -1.6%. The calibrated range over 63 trading days is $23.34 to $33.92, built from the fair value. Ranges built this way held the price 60% of the time at this horizon, and the model's evidence grade is High.
The business scores on quality against comparable companies Home Bancshares, Inc. (HOMB), Hancock Whitney Corporation (HWC), Associated Banc-Corp (ASB), Ameris Bancorp (ABCB), Atlantic Union Bankshares Corporation (AUB), F.N.B. Corporation (FNB), and United Bankshares, Inc. (UBSI). The stock moved -1.8% around the 23 Jul 2026 earnings report, -0.3% around 23 Apr 2026, -3.4% around 22 Jan 2026, -8.5% around 16 Oct 2025, -1.2% around 24 Jul 2025, +1.4% around 24 Apr 2025, -2.3% around 24 Jan 2025, and +5.2% around 24 Oct 2024.
Written from the figures on this page for the 26 Sep 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.
What price range does the model give GBCI?
The calibrated range for GBCI over 63 trading days is $23.34 to $33.92. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.
The price is above this range. For names with fair value 15%+ below price, the calibrated range has held the price 40% of the time over 63 trading days, and 58% ended above it; the typical move was −0.1%.
The model's own simulated range, from the 20th to the 80th percentile of its runs, is $21.59 to $35.17. In 5% of the simulations the fair value came out above the price the model ran on.
How does GBCI compare with similar companies?
The companies in regional banks closest to Glacier Bancorp in market value, each on the same model and the same date.
| Company | Last close | Model fair value | Gap | Model verdict |
|---|---|---|---|---|
| HOMB Home Bancshares, Inc. | $28.67 | $23.72 | -17.3% | Overvalued |
| HWC Hancock Whitney Corporation | $73.09 | $64.19 | -12.2% | Fairly valued |
| ASB Associated Banc-Corp | $29.00 | $29.45 | +1.6% | Fairly valued |
| ABCB Ameris Bancorp | $81.44 | $64.32 | -21.0% | Overvalued |
| AUB Atlantic Union Bankshares Corporation | $38.82 | $33.98 | -12.5% | Fairly valued |
| FNB F.N.B. Corporation | $17.45 | $16.07 | -7.9% | Fairly valued |
| UBSI United Bankshares, Inc. | $47.04 | $34.03 | -27.7% | Overvalued |
| FLG Flagstar Financial, Inc. | $11.70 | $5.92 | -49.4% | Low evidence grade |
When does GBCI report earnings, and how has the stock reacted?
Glacier Bancorp's next earnings report is scheduled for 15 Oct 2026. Companies can move their dates.
How GBCI moved around its last 8 earnings reports
Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 2.0%.
| Report date | Two session move |
|---|---|
| 23 Jul 2026 | -1.8% |
| 23 Apr 2026 | -0.3% |
| 22 Jan 2026 | -3.4% |
| 16 Oct 2025 | -8.5% |
| 24 Jul 2025 | -1.2% |
| 24 Apr 2025 | +1.4% |
| 24 Jan 2025 | -2.3% |
| 24 Oct 2024 | +5.2% |
Glacier Bancorp at a glance
Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States.
- Market value
- $5.8B
- Sector
- Financial Services
- Industry
- Regional Banks
- Consensus revenue growth, next fiscal year
- -8.7%
- Analysts with estimates
- 5
- Beta to the US market
- 0.77
- First valued by Faircurve
- 11 Jul 2026
How the fair value is worked out: the model prices Glacier Bancorp on the share price against the net assets on the balance sheet, adjusted for the earnings analysts expect (price to book value), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.
What changed in the latest valuation?
On 19 Sep 2026 the model's fair value for GBCI was $28.27. As of 26 Sep 2026 it is $27.82, a change of -1.6%. The model revalues every stock it covers each week, and again after an earnings report.
Questions about Glacier Bancorp's valuation
Is Glacier Bancorp stock undervalued or overvalued?
On Faircurve's model, GBCI reads as Overvalued as of 26 Sep 2026. The model's fair value is $27.82 a share against a last close of $43.91, a gap of -36.6%.
What is GBCI's fair value?
$27.82 a share as of 26 Sep 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $21.59 to $35.17.
What price range does the model give GBCI?
$23.34 to $33.92 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.
When does Glacier Bancorp report earnings next?
The next report is scheduled for 15 Oct 2026. Companies can move their dates.
How much has GBCI moved on past earnings reports?
Across its last 8 reports the median two session move was 2.0%, ignoring direction. The largest was -8.5% around the report of 16 Oct 2025.
How confident is the model in this valuation?
The model's evidence grade for GBCI is high. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It is not a probability that the fair value is right, or that the price reaches it.