NASDAQ: WSFS · Regional Banks
WSFS Financial (WSFS) fair value: undervalued or overvalued?
As of 26 Sep 2026, Faircurve's model values WSFS Financial (WSFS) at $66.20 a share. The stock last closed at $78.03, which puts the model's fair value 15.2% below the price. On the model's bands that reads as Overvalued.
Revalued . Price is the close of 2 Oct 2026. WSFS Financial Corporation.
Faircurve Insights · 26 Sep 2026
WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB. It provides various banking services in the United States through WSFS Bank, Cash Connect, and Wealth and Trust segments.
On 26 Sep 2026, Faircurve's model gave a fair value of $66.20 a share, the midpoint of 2,000 simulations. The previous run on 19 Sep 2026 gave $67.08, so the fair value moved -1.3%. The calibrated range over 63 trading days is $55.54 to $80.72, and ranges built this way held the price 60% of the time at this horizon. The model's evidence grade for WSFS Financial Corporation is High.
The model compares WSFS Financial Corporation with United Community Banks, Inc. (UCB), Cathay General Bancorp (CATY), First BanCorp. (FBP), Texas Capital Bancshares, Inc. (TCBI), Independent Bank Corp. (INDB), International Bancshares Corporation (IBOC), Fulton Financial Corporation (FULT), and Renasant Corporation (RNST). Moves around the last 8 earnings reports show a median size of 3.1%, ignoring direction.
Written from the figures on this page for the 26 Sep 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.
What price range does the model give WSFS?
The calibrated range for WSFS over 63 trading days is $55.54 to $80.72. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.
The model's own simulated range, from the 20th to the 80th percentile of its runs, is $57.59 to $75.31. In 14% of the simulations the fair value came out above the price the model ran on.
How does WSFS compare with similar companies?
The companies in regional banks closest to WSFS Financial in market value, each on the same model and the same date.
| Company | Last close | Model fair value | Gap | Model verdict |
|---|---|---|---|---|
| UCB United Community Banks, Inc. | $34.11 | $32.55 | -4.6% | Fairly valued |
| CATY Cathay General Bancorp | $60.84 | $63.45 | +4.3% | Fairly valued |
| FBP First BanCorp. | $27.04 | $28.30 | +4.7% | Fairly valued |
| TCBI Texas Capital Bancshares, Inc. | $93.76 | $87.21 | -7.0% | Fairly valued |
| INDB Independent Bank Corp. | $80.06 | $63.18 | -21.1% | Overvalued |
| IBOC International Bancshares Corporation | $69.84 | $81.92 | +17.3% | Undervalued |
| FULT Fulton Financial Corporation | $22.81 | $22.32 | -2.1% | Fairly valued |
| RNST Renasant Corporation | $39.92 | $34.73 | -13.0% | Fairly valued |
When does WSFS report earnings, and how has the stock reacted?
WSFS Financial's next earnings report is scheduled for 22 Oct 2026. Companies can move their dates.
How WSFS moved around its last 8 earnings reports
Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 3.1%.
| Report date | Two session move |
|---|---|
| 23 Jul 2026 | +1.2% |
| 23 Apr 2026 | +2.9% |
| 26 Jan 2026 | +6.8% |
| 23 Oct 2025 | +0.5% |
| 24 Jul 2025 | -3.1% |
| 24 Apr 2025 | +8.3% |
| 27 Jan 2025 | +3.1% |
| 24 Oct 2024 | -3.1% |
WSFS Financial at a glance
WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through WSFS Bank, Cash Connect, and Wealth and Trust segments.
- Market value
- $4.0B
- Sector
- Financial Services
- Industry
- Regional Banks
- Consensus revenue growth, next fiscal year
- -16.0%
- Analysts with estimates
- 5
- Beta to the US market
- 0.48
- First valued by Faircurve
- 11 Jul 2026
How the fair value is worked out: the model prices WSFS Financial on the share price against the net assets on the balance sheet, adjusted for the earnings analysts expect (price to book value), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.
What changed in the latest valuation?
On 19 Sep 2026 the model's fair value for WSFS was $67.08. As of 26 Sep 2026 it is $66.20, a change of -1.3%. The model revalues every stock it covers each week, and again after an earnings report.
Questions about WSFS Financial's valuation
Is WSFS Financial stock undervalued or overvalued?
On Faircurve's model, WSFS reads as Overvalued as of 26 Sep 2026. The model's fair value is $66.20 a share against a last close of $78.03, a gap of -15.2%.
What is WSFS's fair value?
$66.20 a share as of 26 Sep 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $57.59 to $75.31.
What price range does the model give WSFS?
$55.54 to $80.72 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.
When does WSFS Financial report earnings next?
The next report is scheduled for 22 Oct 2026. Companies can move their dates.
How much has WSFS moved on past earnings reports?
Across its last 8 reports the median two session move was 3.1%, ignoring direction. The largest was +8.3% around the report of 24 Apr 2025.
How confident is the model in this valuation?
The model's evidence grade for WSFS is high. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It is not a probability that the fair value is right, or that the price reaches it.