NYSE: FITB · Regional Banks

Fifth Third Bancorp (FITB) fair value and price range

As of 26 Sep 2026, Faircurve's model values Fifth Third Bancorp (FITB) at $34.40 a share. The stock last closed at $50.87, which puts the model's fair value 32.4% below the price. The model grades the evidence behind this valuation as low, so no verdict is shown. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It does not say how likely the fair value is to be right.

Revalued . Price is the close of 2 Oct 2026. Fifth Third Bancorp.

Model fair value$34.40midpoint of 2,000 simulations
Last close$50.87NYSE: FITB
Gap to fair value-32.4%fair value against price
Model verdictLow evidence gradeevidence grade: Low

Faircurve Insights · 26 Sep 2026

Fifth Third Bancorp operates as the bank holding company for Fifth Third Bank, National Association that provides a range of financial products and services in the United States.

On 26 Sep 2026, Faircurve's model gave a fair value of $34.40 a share, the midpoint of 2,000 simulations. The fair value moved -2.2% from the previous run on 19 Sep 2026, which gave $35.17. The model's calibrated range over 63 trading days is $28.86 to $41.94, built from the fair value. Ranges built this way held the price 60% of the time at this horizon. The model grades the evidence behind this valuation as low.

The stock has East West Bancorp, Inc. (EWBC) as a comparable company with a fair value of its own on the site. Other comparable companies with no verdict on this date are Truist Financial Corporation (TFC), M&T Bank Corporation (MTB), Huntington Bancshares Incorporated (HBAN), Citizens Financial Group, Inc. (CFG), The PNC Financial Services Group, Inc. (PNC), Regions Financial Corporation (RF), and KeyCorp (KEY). Moves around the last 8 earnings reports had a median size, ignoring direction, of 3.2%.

Written from the figures on this page for the 26 Sep 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.

What price range does the model give FITB?

The calibrated range for FITB over 63 trading days is $28.86 to $41.94. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.

The price is above this range. For names with fair value 15%+ below price, the calibrated range has held the price 40% of the time over 63 trading days, and 58% ended above it; the typical move was −0.1%.

The model's own simulated range, from the 20th to the 80th percentile of its runs, is $26.70 to $43.50. In 7% of the simulations the fair value came out above the price the model ran on.

$19.34$62.66
Spread of the 2,000 simulated fair values. Solid line: the midpoint, $34.40. Dashed line: the last close, $50.87.

How does FITB compare with similar companies?

The companies in regional banks closest to Fifth Third Bancorp in market value, each on the same model and the same date.

CompanyLast closeModel fair valueGapModel verdict
TFC Truist Financial Corporation$46.45$43.98-5.3%Low evidence grade
MTB M&T Bank Corporation$219.14$195.58-10.8%Low evidence grade
HBAN Huntington Bancshares Incorporated$15.33$12.75-16.8%Low evidence grade
CFG Citizens Financial Group, Inc.$64.33$48.90-24.0%Low evidence grade
PNC The PNC Financial Services Group, Inc.$221.03$194.12-12.2%Low evidence grade
RF Regions Financial Corporation$27.10$26.25-3.1%Low evidence grade
KEY KeyCorp$20.08$20.85+3.8%Low evidence grade
EWBC East West Bancorp, Inc.$126.21$125.22-0.8%Fairly valued

All regional bank stocks ranked by gap to fair value

When does FITB report earnings, and how has the stock reacted?

Fifth Third Bancorp's next earnings report is scheduled for 19 Oct 2026. Companies can move their dates.

Options prices on 2 Oct 2026 imply a move of about 8.8% in either direction through the nearest expiry, about 48 days out, a window that includes the report. That is the size the market is pricing, not a direction.

How FITB moved around its last 8 earnings reports

Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 3.2%.

Report dateTwo session move
17 Jul 2026-3.3%
17 Apr 2026+2.9%
20 Jan 2026+7.5%
17 Oct 2025+3.6%
17 Jul 20250.0%
17 Apr 2025-3.1%
21 Jan 2025-0.9%
18 Oct 2024-4.4%

Fifth Third Bancorp at a glance

Fifth Third Bancorp operates as the bank holding company for Fifth Third Bank, National Association that provides a range of financial products and services in the United States.

Market value
$47.2B
Sector
Financial Services
Industry
Regional Banks
Consensus revenue growth, next fiscal year
+0.1%
Analysts with estimates
13
Beta to the US market
1.10
First valued by Faircurve
4 Jul 2026

How the fair value is worked out: the model prices Fifth Third Bancorp on the share price against the net assets on the balance sheet, adjusted for the earnings analysts expect (price to book value), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.

What changed in the latest valuation?

On 19 Sep 2026 the model's fair value for FITB was $35.17. As of 26 Sep 2026 it is $34.40, a change of -2.2%. The model revalues every stock it covers each week, and again after an earnings report.

Questions about Fifth Third Bancorp's valuation

Is Fifth Third Bancorp stock undervalued or overvalued?

Faircurve's model puts FITB's fair value at $34.40 a share against a last close of $50.87, as of 26 Sep 2026. The model grades the evidence behind this valuation as low, so no verdict is shown. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It does not say how likely the fair value is to be right.

What is FITB's fair value?

$34.40 a share as of 26 Sep 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $26.70 to $43.50.

What price range does the model give FITB?

$28.86 to $41.94 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.

When does Fifth Third Bancorp report earnings next?

The next report is scheduled for 19 Oct 2026. Companies can move their dates.

How much has FITB moved on past earnings reports?

Across its last 8 reports the median two session move was 3.2%, ignoring direction. The largest was +7.5% around the report of 20 Jan 2026.

How confident is the model in this valuation?

The model's evidence grade for FITB is low. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It is not a probability that the fair value is right, or that the price reaches it.

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