AMEX: PRK · Regional Banks
Park National (PRK) fair value: undervalued or overvalued?
As of 26 Sep 2026, Faircurve's model values Park National (PRK) at $134.97 a share. The stock last closed at $183.15, which puts the model's fair value 26.3% below the price. On the model's bands that reads as Overvalued.
Revalued . Price is the close of 2 Oct 2026. Park National Corporation.
Faircurve Insights · 26 Sep 2026
Park National Corporation serves as the holding company for Park National Bank, delivering diverse commercial banking and trust services, largely targeting communities within small and medium-sized population centers.
On 26 Sep 2026, Faircurve's model gave a fair value of $134.97 a share, the midpoint of 2,000 simulations. The previous run, on 19 Sep 2026, gave $142.55, and the fair value moved -5.3%. The calibrated range over 63 trading days was $113.24 to $164.57, built from the fair value and calibrated weekly against realised prices. Ranges built this way held the price 60% of the time at this horizon, and the evidence grade was High.
The model compares it with Community Bank System, Inc., CVB Financial Corp., Simmons First National Corporation, First Financial Bancorp., BankUnited, Inc., First Hawaiian, Inc., and First Interstate BancSystem, Inc. The stock's moves around its last 8 earnings reports, from the close before each report to the close after it, include +9.8% on 27 Jul 2026 and +7.4% on 28 Oct 2024. The median size, ignoring direction, was 1.4%.
Written from the figures on this page for the 26 Sep 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.
What price range does the model give PRK?
The calibrated range for PRK over 63 trading days is $113.24 to $164.57. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.
The price is above this range. For names with fair value 15%+ below price, the calibrated range has held the price 40% of the time over 63 trading days, and 58% ended above it; the typical move was −0.1%.
The model's own simulated range, from the 20th to the 80th percentile of its runs, is $104.75 to $170.65. In 14% of the simulations the fair value came out above the price the model ran on.
How does PRK compare with similar companies?
The companies in regional banks closest to Park National in market value, each on the same model and the same date.
| Company | Last close | Model fair value | Gap | Model verdict |
|---|---|---|---|---|
| CBU Community Bank System, Inc. | $60.69 | $40.50 | -33.3% | Overvalued |
| CVBF CVB Financial Corp. | $22.28 | $15.26 | -31.5% | Overvalued |
| SBCF Seacoast Banking Corporation of Florida | $32.68 | $20.95 | -35.9% | Low evidence grade |
| SFNC Simmons First National Corporation | $22.90 | $20.44 | -10.7% | Overvalued |
| FFBC First Financial Bancorp. | $31.87 | $27.78 | -12.8% | Fairly valued |
| BKU BankUnited, Inc. | $43.38 | $45.97 | +6.0% | Fairly valued |
| FHB First Hawaiian, Inc. | $25.26 | $23.23 | -8.0% | Overvalued |
| FIBK First Interstate BancSystem, Inc. | $36.00 | $27.90 | -22.5% | Overvalued |
When does PRK report earnings, and how has the stock reacted?
Park National's next earnings report is scheduled for 26 Oct 2026. Companies can move their dates.
Options prices on 2 Oct 2026 imply a move of about 8.2% in either direction through the nearest expiry, about 13 days out. That is the size the market is pricing, not a direction.
How PRK moved around its last 8 earnings reports
Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 1.4%.
| Report date | Two session move |
|---|---|
| 27 Jul 2026 | +9.8% |
| 24 Apr 2026 | -0.3% |
| 26 Jan 2026 | +0.7% |
| 27 Oct 2025 | -0.4% |
| 28 Jul 2025 | -0.4% |
| 25 Apr 2025 | +6.2% |
| 27 Jan 2025 | +2.2% |
| 28 Oct 2024 | +7.4% |
Park National at a glance
Park National Corporation serves as the holding company for Park National Bank, delivering diverse commercial banking and trust services, largely targeting communities within small and medium-sized population centers.
- Market value
- $3.3B
- Sector
- Financial Services
- Industry
- Regional Banks
- Consensus revenue growth, next fiscal year
- +4.1%
- Analysts with estimates
- 3
- Beta to the US market
- 0.37
- First valued by Faircurve
- 11 Jul 2026
How the fair value is worked out: the model prices Park National on the share price against the net assets on the balance sheet, adjusted for the earnings analysts expect (price to book value), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.
What changed in the latest valuation?
On 19 Sep 2026 the model's fair value for PRK was $142.55. As of 26 Sep 2026 it is $134.97, a change of -5.3%. The model revalues every stock it covers each week, and again after an earnings report.
Questions about Park National's valuation
Is Park National stock undervalued or overvalued?
On Faircurve's model, PRK reads as Overvalued as of 26 Sep 2026. The model's fair value is $134.97 a share against a last close of $183.15, a gap of -26.3%.
What is PRK's fair value?
$134.97 a share as of 26 Sep 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $104.75 to $170.65.
What price range does the model give PRK?
$113.24 to $164.57 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.
When does Park National report earnings next?
The next report is scheduled for 26 Oct 2026. Companies can move their dates.
How much has PRK moved on past earnings reports?
Across its last 8 reports the median two session move was 1.4%, ignoring direction. The largest was +9.8% around the report of 27 Jul 2026.
How confident is the model in this valuation?
The model's evidence grade for PRK is high. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It is not a probability that the fair value is right, or that the price reaches it.