NYSE: EIG · Specialty Insurance
Employers Holdings (EIG) fair value and price range
As of 29 Sep 2026, Faircurve's model values Employers Holdings (EIG) at $21.32 a share. The stock last closed at $49.13, which puts the model's fair value 56.6% below the price. The model grades the evidence behind this valuation as low, so no verdict is shown. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It does not say how likely the fair value is to be right.
Revalued . Price is the close of 2 Oct 2026. Employers Holdings, Inc.
Faircurve Insights · 29 Sep 2026
Employers Holdings, Inc., along with its subsidiary companies, primarily operates within the commercial property and casualty insurance industry across the United States.
On 29 Sep 2026, Faircurve's model found a fair value of $21.32 a share, the midpoint of 2,000 simulations. The previous run on 26 Sep 2026 gave $21.35, and the fair value moved -0.1%. The calibrated range over 63 trading days is $17.89 to $26.00, built from the fair value since there is no live options data for the stock, and calibrated weekly against realised prices (4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon. The model grades the evidence behind this valuation as low.
The model compares Employers Holdings, Inc. with First American Financial Corporation (FAF), which has a fair value of its own on the site. Moves around the last 8 earnings reports, measured from the close before each report to the close after it, include +3.2% on 29 Jul 2026 and -7.1% on 19 Feb 2026. The median size, ignoring direction, was 3.0%.
Written from the figures on this page for the 29 Sep 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.
What price range does the model give EIG?
The calibrated range for EIG over 63 trading days is $17.89 to $26.00. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.
The price is above this range. For names with fair value 15%+ below price, the calibrated range has held the price 40% of the time over 63 trading days, and 58% ended above it; the typical move was −0.1%.
The model's own simulated range, from the 20th to the 80th percentile of its runs, is $16.54 to $26.95. In 0% of the simulations the fair value came out above the price the model ran on.
How does EIG compare with similar companies?
The companies in specialty insurance closest to Employers Holdings in market value, each on the same model and the same date.
| Company | Last close | Model fair value | Gap | Model verdict |
|---|---|---|---|---|
| AMSF AMERISAFE, Inc. | $23.59 | $21.70 | -8.0% | Low evidence grade |
| AGO Assured Guaranty Ltd. | $68.47 | $63.61 | -7.1% | Low evidence grade |
| NMIH NMI Holdings, Inc. | $38.83 | $53.51 | +37.8% | Low evidence grade |
| RDN Radian Group Inc. | $32.57 | $43.98 | +35.0% | Low evidence grade |
| MTG MGIC Investment Corporation | $26.95 | $34.32 | +27.3% | Low evidence grade |
| ESNT Essent Group Ltd. | $60.22 | $79.93 | +32.7% | Low evidence grade |
| ACT Enact Holdings Inc. | $45.26 | $47.69 | +5.4% | Low evidence grade |
| FAF First American Financial Corporation | $62.49 | $63.51 | +1.6% | Fairly valued |
When does EIG report earnings, and how has the stock reacted?
Employers Holdings's next earnings report is scheduled for 29 Oct 2026. Companies can move their dates.
How EIG moved around its last 8 earnings reports
Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 3.0%.
| Report date | Two session move |
|---|---|
| 29 Jul 2026 | +3.2% |
| 29 Apr 2026 | -2.8% |
| 19 Feb 2026 | -7.1% |
| 30 Oct 2025 | -5.4% |
| 30 Jul 2025 | -10.6% |
| 1 May 2025 | -0.1% |
| 20 Feb 2025 | -0.2% |
| 30 Oct 2024 | +1.9% |
Employers Holdings at a glance
Employers Holdings, Inc., along with its subsidiary companies, primarily operates within the commercial property and casualty insurance industry across the United States.
- Market value
- $978M
- Sector
- Financial Services
- Industry
- Specialty Insurance
- Consensus revenue growth, next fiscal year
- -6.1%
- Analysts with estimates
- 2
- Beta to the US market
- -0.23
- First valued by Faircurve
- 11 Jul 2026
How the fair value is worked out: the model prices Employers Holdings on the share price against the net assets on the balance sheet, adjusted for the earnings analysts expect (price to book value), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.
What changed in the latest valuation?
On 26 Sep 2026 the model's fair value for EIG was $21.35. As of 29 Sep 2026 it is $21.32, a change of -0.1%. The model revalues every stock it covers each week, and again after an earnings report.
Questions about Employers Holdings's valuation
Is Employers Holdings stock undervalued or overvalued?
Faircurve's model puts EIG's fair value at $21.32 a share against a last close of $49.13, as of 29 Sep 2026. The model grades the evidence behind this valuation as low, so no verdict is shown. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It does not say how likely the fair value is to be right.
What is EIG's fair value?
$21.32 a share as of 29 Sep 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $16.54 to $26.95.
What price range does the model give EIG?
$17.89 to $26.00 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.
When does Employers Holdings report earnings next?
The next report is scheduled for 29 Oct 2026. Companies can move their dates.
How much has EIG moved on past earnings reports?
Across its last 8 reports the median two session move was 3.0%, ignoring direction. The largest was -10.6% around the report of 30 Jul 2025.
How confident is the model in this valuation?
The model's evidence grade for EIG is low. For banks, insurers and mortgage real estate investment trusts (REITs) the grade looks at how many comparable companies there are and how closely they agree, how wide the range of outcomes is, and whether the model's valuation methods agree with each other. It is not a probability that the fair value is right, or that the price reaches it.