NYSE: UVV · Tobacco

Universal (UVV) fair value: undervalued or overvalued?

As of 27 Sep 2026, Faircurve's model values Universal (UVV) at $41.10 a share. The stock last closed at $42.20, which puts the model's fair value 2.6% below the price. On the model's bands that reads as Fairly valued.

Revalued . Price is the close of 2 Oct 2026. Universal Corporation.

Model fair value$41.10midpoint of 2,000 simulations
Last close$42.20NYSE: UVV
Gap to fair value-2.6%fair value against price
Model verdictFairly valuedevidence grade: Medium

Faircurve Insights · 27 Sep 2026

Universal Corporation is a global agricultural enterprise specializing in the processing and supply of leaf tobacco and a diverse range of plant-based ingredients.

Faircurve's model on 27 Sep 2026 found a fair value of $41.10 a share, which is the midpoint of 2,000 simulations. The previous run on 19 Sep 2026 gave $42.40, a move of -3.1%. The calibrated range over 63 trading days is $34.48 to $50.11, built from the fair value. This range held the price 60% of the time at this horizon, with 4,327 past valuations refreshed on 26 Sep 2026. The evidence grade is Medium.

The overall quality score is 45 out of 100 against comparable companies. The model compares Universal Corporation with Altria Group, Inc., Philip Morris International Inc., Flowers Foods, Inc., Edgewell Personal Care Company, The Simply Good Foods Company, and John B. Sanfilippo & Son, Inc. The stock moved around its last 8 earnings reports, with a median size of 6.4%, ignoring direction.

Written from the figures on this page for the 27 Sep 2026 valuation and checked by rule before publishing: every number is one printed here, no forecast, no instruction. The price, the gap and the verdict are the page's own and change daily. Not a recommendation.

What price range does the model give UVV?

The calibrated range for UVV over 63 trading days is $34.48 to $50.11. There is no live options data for this stock, so the range is built from the fair value and calibrated weekly against realised prices (n = 4,327 past valuations, refreshed 26 Sep 2026). Ranges built this way held the price 60% of the time at this horizon.

The model's own simulated range, from the 20th to the 80th percentile of its runs, is $25.34 to $60.17. In 47% of the simulations the fair value came out above the price the model ran on.

$9.19$92.82
Spread of the 2,000 simulated fair values. Solid line: the midpoint, $41.10. Dashed line: the last close, $42.20.

How does UVV score on business quality?

Universal's overall quality score is 45 out of 100. Each factor below is a score against comparable companies, not a percentile of the metric beside it.

FactorScore (0 to 100)Headline measurePeer median
ProfitabilityReturn on invested capital against the peer group, with a bonus for an improving trend.124.7%ROIC5.4%
Earnings qualityHow much of reported profit is cash: free cash flow to net income, and the accrual ratio (the share of earnings that is not cash).1008.60xFCF / net income0.61x
Growth qualityTrailing revenue growth, forward growth from consensus, and the direction of analyst estimate revisions.22-0.8%Revenue growth, trailing1.5%
Capital disciplineReinvestment efficiency (capital spending per unit of revenue) and net buybacks.700.3%Net buybacks / market value0.0%
Balance sheetNet debt to EBITDA and interest coverage.65.32xNet debt / EBITDA1.60x
StabilityDownside volatility of the EBITDA margin over the last five years.980.9 ptsEBITDA margin downside volatility, 5y1.7 pts

How does UVV compare with similar companies?

The companies in tobacco closest to Universal in market value, each on the same model and the same date.

CompanyLast closeModel fair valueGapModel verdict
MO Altria Group, Inc.$67.35$75.65+12.3%Fairly valued
PM Philip Morris International Inc.$187.46$190.22+1.5%Fairly valued
GO Grocery Outlet Holding Corp.$11.62$9.92-14.6%Low evidence grade
FLO Flowers Foods, Inc.$5.57$5.75+3.2%Fairly valued
BRBR BellRing Brands, Inc.$7.43$8.62+16.0%Low evidence grade
EPC Edgewell Personal Care Company$26.97$24.48-9.2%Fairly valued
SMPL The Simply Good Foods Company$9.83$11.54+17.4%Undervalued
JBSS John B. Sanfilippo & Son, Inc.$68.52$71.76+4.7%Fairly valued

All consumer defensive stocks ranked by gap to fair value

When does UVV report earnings, and how has the stock reacted?

Universal's next earnings report is scheduled for 4 Nov 2026. Companies can move their dates.

How UVV moved around its last 8 earnings reports

Each move runs from the last close before the report to the first close after it, so it covers companies that report before the open and after the close. The median size across these 8 reports, ignoring direction, was 6.4%.

Report dateTwo session move
5 Aug 2026-3.1%
28 May 2026-6.1%
9 Feb 2026-10.7%
5 Nov 2025+6.8%
6 Aug 2025-4.3%
29 May 2025+12.1%
21 Apr 2025+12.1%
17 Jan 2025+2.2%

Universal at a glance

Universal Corporation is a global agricultural enterprise specializing in the processing and supply of leaf tobacco and a diverse range of plant-based ingredients.

Market value
$1.1B
Sector
Consumer Defensive
Industry
Tobacco
Revenue expected, next twelve months
$2.8B
Consensus revenue growth, next fiscal year
-6.8%
Analysts with estimates
1
Beta to the US market
-0.31
First valued by Faircurve
11 Jul 2026

How the fair value is worked out: the model prices Universal on the value of the whole business, debt included, against the operating profit analysts expect next year (forward EV/EBITDA), runs 2,000 simulations across its inputs and takes the midpoint. The full method is documented here.

What changed in the latest valuation?

On 19 Sep 2026 the model's fair value for UVV was $42.40. As of 27 Sep 2026 it is $41.10, a change of -3.1%. The model revalues every stock it covers each week, and again after an earnings report.

Questions about Universal's valuation

Is Universal stock undervalued or overvalued?

On Faircurve's model, UVV reads as Fairly valued as of 27 Sep 2026. The model's fair value is $41.10 a share against a last close of $42.20, a gap of -2.6%.

What is UVV's fair value?

$41.10 a share as of 27 Sep 2026, the midpoint of 2,000 simulations. The model's own 20th to 80th percentile range is $25.34 to $60.17.

What price range does the model give UVV?

$34.48 to $50.11 over 63 trading days. Ranges built this way held the price 60% of the time across 4,327 past valuations, refreshed 26 Sep 2026.

When does Universal report earnings next?

The next report is scheduled for 4 Nov 2026. Companies can move their dates.

How much has UVV moved on past earnings reports?

Across its last 8 reports the median two session move was 6.4%, ignoring direction. The largest was +12.1% around the report of 29 May 2025.

How confident is the model in this valuation?

The model's evidence grade for UVV is medium. The grade looks at how complete the inputs are, how many comparable companies there are and how closely they agree, and how wide the range of outcomes is. It is not a probability that the fair value is right, or that the price reaches it.

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